Free payments that let anyone send and receive US dollars instantly. No limits, no fees, no bank account required.
Four ways to move money. All instant, all free, all yours.
Everything you need to send and receive US dollars. Nothing you don't.
Your keys. Your funds. No middleman. Full ownership from the moment you start.
Funds arrive in seconds, not days. Cross-border payments at internet speed.
No transfer fees. No hidden charges. Send $10 or $10,000 and pay nothing extra.
Send to anyone, anywhere. No bank account needed. Just a phone and a username.
Your balance is always in US dollars. No volatile tokens. Stability by default.
No SSN, no credit check, no minimums. Open to everyone, everywhere.
Send US dollars to anyone in the world. No borders. No intermediaries. No waiting.
Supported Networks
SWFTCASH is a free payments app that lets you send and receive US dollars using stablecoins. Your balance is always denominated in dollars, and you maintain full custody of your funds at all times.
Stablecoins are digital dollars that live on the blockchain. Each one is backed 1:1 by US dollars in reserve. They combine the stability of dollars with the speed and borderless nature of crypto. SWFTCASH supports USDC, USDT, and ECO.
SWFTCASH uses low-cost Layer 2 networks like Optimism and Base where transaction fees are fractions of a penny. We absorb these micro-costs so you never pay a fee to send or receive money.
Self-custody means you hold the keys to your own wallet. Unlike banks or payment apps, SWFTCASH never holds your funds. Your money is always in your control, secured by your own private key.
No. SWFTCASH works without a bank account, credit check, or government ID. Anyone with a phone can create an account and start sending or receiving dollars in seconds.
Your SWFTCASH Code is a personal QR code that anyone can scan to send you money instantly. You can also set a specific amount and share the link via text, email, or social media.
Pay Links are one-click payment links you can create and share anywhere. Set an amount, generate a link, and send it to anyone. They click, they pay, done. Great for invoices, rent splits, and group payments.
No banks, no borders, no limits. Your money moves wherever you need it.
Send and Receive. That's it. The blockchain is invisible. The experience is instant.
Your financial life is not content. Transactions are between you and the other party.
Self-custody means you hold your funds. Not us. Not a bank. Not an exchange. You.
Be first in line when SWFTCASH launches. Free payments for everyone, everywhere.